Ray Atherton, sole proprietor of Protection Solutions Limited, is an Independent Mortgage Adviser based in Marple, Cheshire. Protection Solutions Ltd. is an appointed representative of Thinc Assured Network Limited, which is authorised and regulated by the Financial Services Authority.

Ray has over 25 years experience as a Mortgage and Financial Advisor, offering long-term ongoing commitment. His qualifications include certified membership of the Personal Finance Society and Association of Mortgage Advisors with certified Chartered Insurance Institution Mortgage Professionals Certificate.

Protection Solutions can provide a wide range of mortgages and insurance related products, including:

• Independent mortgage advice - means you don't have to spend hours identifying the best mortgage.

• Specialising in residential mortgages and re-mortgages - you make the gain we take the strain.

• Buy to let, self certification and first-time buyer mortgages.

• Friendly, fast and professional service - our mission is for you to get the property you want with a appropriate and competitive mortgage.

• Home Information Packs (HIPs) can be arranged on an independent basis so that you are not tied to a single estate agent.

• Whole of market advice on related insurances, including household, mortgage protection, critical illness and payment protection cover - lose your mortgage not your home.

• Free claims assistance - for clients taking our household or protection products.

• Free, no obligation initial consultation - at your home or office.